Capital One - Credit Basics

What Can Credit Do For Me?

Credit can help you get the things you want when you don't have the cash on hand to get them, like:

  • Homes and cars
  • Major purchases (like travel and home renovations)
  • Unexpected expenses (like family emergencies or car repairs)
  • Everyday purchases (like renting a car or shopping online)

Good credit has advantages beyond what you can buy, too. Landlords may use credit history when choosing tenants, so using credit responsibly can help show them you're reliable.